New Terms of Service

AGREEMENT TO TERMS

These Terms of Service (“Terms”) constitute a legally binding agreement between you and royfoley.com (“Company,” “we,” “us,” or “our”) regarding your access to and use of this website (the “Site”).

By accessing or using the Site, you agree to be bound by these Terms. If you do not agree, discontinue use of the Site immediately.

We may modify these Terms at any time. Updates become effective when posted. Your continued use indicates your acceptance of any changes.

INTELLECTUAL PROPERTY RIGHTS

All content on the Site — including text, graphics, images, videos, designs, and UGC spokesperson assets — is owned by or licensed to us.

You may not:

Reproduce, sell, or exploit the Site or its materials for commercial purposes
Remove copyright notices or claim ownership of our content

Unauthorized use may violate intellectual property laws.

THIRD-PARTY OFFERS & AFFILIATE RELATIONSHIPS

The Site may promote or link to third-party products and services.

We may receive a commission if you click links or make purchases through the Site.

We do not:

Endorse or guarantee any third-party claims
Provide support or fulfillment for products not sold directly by us
Control third-party policies, performance, or content

Your interactions with third parties are at your sole risk.

GENERAL INFORMATION DISCLAIMER

Information on the Site is provided for general informational and educational purposes only.

We do not guarantee that:

The information is accurate, complete, or current
Any recommendations or products will achieve specific results
The Site will operate without errors or interruptions

Nothing on the Site should be considered professional advice (medical, financial, legal, etc.).

You are responsible for your own decisions and outcomes.

USER RESPONSIBILITIES

By using the Site, you agree not to:

Violate laws or regulations
Upload viruses, harmful code, or spam
Interfere with Site security or operations
Engage in fraudulent or abusive behavior

We may suspend access to anyone violating these Terms.

AGE REQUIREMENT

The Site is intended only for users 18 years of age or older.

We do not knowingly collect information from minors.

DISCLAIMERS

The Site is provided “AS IS” and “AS AVAILABLE” without warranties of any kind, express or implied.

We do not guarantee:

Accuracy, reliability, or completeness of content
Security or uninterrupted access
That the Site or content will meet your expectations

You assume all risks associated with using the Site.

LIMITATION OF LIABILITY

To the fullest extent permitted by law:

We are not liable for any direct, indirect, incidental, consequential, or punitive damages resulting from:

Use of or inability to use the Site
Reliance on information
Interactions with third-party products or services

Our total liability to you is limited to $0.

Some jurisdictions may not allow certain exclusions; if so, those limitations apply to the maximum extent permitted.

INDEMNIFICATION

You agree to indemnify and hold royfoley.com harmless from claims, damages, or losses arising from:

Your use of the Site
Your violation of these Terms
Any activity you engage in with third parties linked from the Site

DMCA / COPYRIGHT CLAIMS

If you believe content on the Site infringes your intellectual property rights, email:

roy@royfoley.com

Include:

1. Identification of copyrighted work

2. Location (URL) of infringing content

3. Your contact details

4. Good-faith statement of unauthorized use

5. Digital or physical signature of the rights owner or agent

We respond according to applicable laws.

SERVICE AVAILABILITY

We may modify, suspend, or discontinue the Site or any content at any time, without notice or liability.

EXPORT & COMPLIANCE RESTRICTIONS

You confirm you are not located in a U.S.-embargoed country or listed on a U.S. government restricted-party list.

GOVERNING LAW & DISPUTE RESOLUTION

These Terms are governed by the laws of Florida, USA.

Any disputes must be resolved through binding arbitration in Florida on an individual basis.

Class actions are expressly waived.

SEVERABILITY

If any provision is found invalid or unenforceable, the remainder of these Terms will continue in effect.

NO WAIVER

Our failure to enforce any provision does not waive our right to enforce it later.

ENTIRE AGREEMENT

These Terms represent the entire agreement between you and royfoley.com regarding the Site and supersede prior versions.

If you have questions about these Terms, you may contact us at:

roy@royfoley.com

Last updated: October 27, 2025